:root{
  --navy:#03192f; --navy-2:#0b2a4a; --yellow:#fcb714; --yellow-2:#e7a921;
  --ink:#1b2430; --muted:#5b6672; --bg:#ffffff; --bg-alt:#fff8e6; --line:#e6e9ee; --ok:#1d7a3a; --err:#b42318;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-2)}
h1,h2,h3{line-height:1.15;margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.5vw,3.1rem);color:var(--navy)}
h1 span{color:var(--yellow-2)}
h2{font-size:clamp(1.5rem,3vw,2.1rem);color:var(--navy)}
h3{font-size:1.15rem;color:var(--navy)}
p{margin:0 0 1em}
.small{font-size:.9rem;color:var(--muted)}
.lead{font-size:1.15rem;color:var(--muted)}
.narrow{max-width:760px}

.top{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px max(16px,calc((100% - 1140px)/2))}
section[id]{scroll-margin-top:90px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;font-size:1.3rem;color:var(--navy)}
.brand img{width:56px;height:56px}
.top nav{display:flex;flex-wrap:wrap;gap:6px 18px}
.top nav a{text-decoration:none;font-weight:600;color:var(--navy-2);font-size:.95rem}
.top nav a:hover{color:var(--yellow-2)}

.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;align-items:center;max-width:1140px;margin:0 auto;padding:24px 16px 48px}
.hero-img img{margin:0 auto;max-width:420px}
.badge{display:inline-block;background:var(--yellow);color:var(--navy);font-weight:700;font-size:.85rem;padding:4px 12px;border-radius:999px;margin-bottom:14px}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}
.btn{display:inline-block;padding:12px 22px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem}
.btn-primary{background:var(--yellow);color:var(--navy);border-color:var(--yellow)}
.btn-primary:hover{background:var(--yellow-2);border-color:var(--yellow-2)}
.btn-secondary{background:#fff;color:var(--navy);border-color:var(--navy)}
.btn-secondary:hover{background:var(--navy);color:#fff}
.btn[disabled]{opacity:.6;cursor:wait}

.section{max-width:1140px;margin:0 auto;padding:48px 16px}
.alt{background:var(--bg-alt);max-width:none}
.alt>*{max-width:1108px;margin-left:auto;margin-right:auto}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.num{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--yellow);font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}
.checks{list-style:none;padding:0;margin:0 0 1em}
.checks li{padding-left:30px;position:relative;margin-bottom:12px}
.checks li::before{content:"✓";position:absolute;left:0;top:0;color:var(--yellow-2);font-weight:800;font-size:1.2rem}

.form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:grid;gap:12px}
.form label{display:grid;gap:4px;font-size:.92rem;font-weight:600;color:var(--navy-2)}
.form input,.form select,.form textarea{font:inherit;padding:10px 12px;border:1px solid #c9d0d8;border-radius:8px;width:100%;background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--yellow);border-color:var(--yellow)}
.form .consent{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:.88rem;color:var(--muted)}
.form .consent input{width:auto;margin-top:3px}
.form .hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.form .msg{min-height:1.4em;margin:0;font-weight:600}
.form .msg.ok{color:var(--ok)}
.form .msg.err{color:var(--err)}
.form input:user-invalid{border-color:var(--err)}

footer{border-top:1px solid var(--line);padding:24px 16px;text-align:center;color:var(--muted)}
footer p{margin:0 0 .4em}
.narrow-page{max-width:760px}

@media (max-width:860px){
  .hero{grid-template-columns:1fr;text-align:center;padding-bottom:24px}
  .hero-img{order:-1}
  .hero-img img{max-width:260px}
  .cta{justify-content:center}
  .cards{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .top{gap:8px}.brand img{width:40px;height:40px}.brand{font-size:1.1rem}.top nav{gap:4px 12px;font-size:.85rem}.top nav a{font-size:.85rem}
}

.cats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;border-top:6px solid var(--yellow)}
.cat.confort{border-top-color:var(--navy-2)}.cat.business{border-top-color:var(--navy)}
.cat h3{margin-bottom:.3em}.cat .ex{font-size:.88rem;color:var(--muted);margin:0 0 .8em}
.cat ul{margin:0;padding-left:18px}.cat li{margin-bottom:4px}
.note{font-size:.9rem;color:var(--muted);margin-top:16px}
@media (max-width:860px){.cats{grid-template-columns:1fr}}